Privacy Policy for Australian users

Privacy Policy

This Privacy Policy explains how personal information is collected, used, stored, and disclosed by the Company when users interact with the Lump Sum Versus Monthly Simulator. The Company is committed to safeguarding user privacy in compliance with Australian law.

1. Information collected and methods

The Company collects personal information such as names, email addresses, and usage data when users interact with the simulator or contact support. This information is gathered through forms and automated tools to facilitate site functionality, communication, and analytics. Users are not required to provide personal data unless they choose to engage with these features.

2. Purpose of information use

Personal information is used to operate and maintain the simulator, respond to user inquiries, improve site performance, and conduct analytics. The Company may also use aggregated, anonymised data for research and reporting purposes. Data is not used for direct marketing unless the user provides explicit consent.

3. Data security and protection measures

The Company implements administrative, technical, and physical safeguards to protect user data against loss, misuse, unauthorised access, or disclosure. Security measures are reviewed and updated periodically to align with industry standards and regulatory requirements.

4. Disclosure to third parties

Personal information may be disclosed to trusted third-party service providers who assist with site operations, analytics, or customer support. These providers are required to handle data in accordance with Australian privacy laws and are not permitted to use the information for unrelated purposes.

5. Cookies and similar technologies

The site may use cookies and similar technologies to enhance user experience, monitor site usage, and support site security. Users can manage their cookie preferences through their browser settings. Details about cookie practices can be found in the Cookie Policy, updated October 3, 2026.

6. Access, correction, and deletion rights

Users have the right to request access to, correction of, or deletion of their personal information held by the Company. Requests can be made by contacting the Company through the details provided on the site. The Company will respond to requests in accordance with applicable Australian privacy legislation.

7. Data storage and retention

Personal information is stored on secure servers located in Australia and may be retained for as long as necessary to fulfil the purposes outlined in this Policy. Retention periods are determined based on legal, regulatory, and operational requirements.

8. Policy updates and changes

This Privacy Policy may be updated periodically to reflect changes in legal requirements or site practices. The last update was made on September 17, 2026. Users are encouraged to review this page regularly for the latest information.

9. Contact and further information

If users have questions or concerns regarding this Privacy Policy, they may contact the Company through the channels provided on the site. Further information about privacy rights and obligations can be found by consulting the Office of the Australian Information Commissioner.